Deborah Lacey, CPA, CFP®, MST
Instructor
Finance
Monfort College of Business
Contact Information
Mailing Address
University of Northern Colorado
Finance
Campus Box 128
Greeley, CO 80639
Education
Master of Science in Taxation - University of Texas at Arlington, Arlington, TX
Bachelor of Science in Accounting - Cum Laude, Louisiana Tech University, Ruston,
LA
LICENSURES and CERTIFICATIONS
- CERTIFIED FINANCIAL PLANNERTM, The CFP Board (2008 to Present)
- CERTIFIED PUBLIC ACCOUNTANT, Texas State Board of Public Accountancy (Texas 1996 to
Present)
- CERTIFIED PUBLIC ACCOUNTANT (Colorado 2012 to Present)
- General Securities Representative-Series 7 (2009 to 2013 & 2020 to Present)
- Uniform Securities Law Agent State Law-Series 63, (2009 to 2013 & 2021 to Present)
- Securities Industry Essentials - SIE Exam, (2021 to Present)
- Certificate of Business Ethics: Education and Organizational best Practices, University
of New Mexico (2014 to Present)
- NASBA Center for Public Trust Ethical Leadership Certifications, NASBA (2015 to Present)
Professional/Academic Experience
- Senior Lecturer of Accounting and Finance, University of Northern Colorado (2021 to Present)
- Lecturer of Accounting, University of Northern Colorado (2011 to 2020)
- CERTIFIED FINANCIAL PLANNERTM, Impact Financial Strategies, Fort Collins, Colorado (Present)
- Wealth Advisor, Weaver/Weaver Wealth Management, Dallas, Texas
- Business and Financial Consultant, Lagniappe Advisory, Dallas, Texas and Fort Collins, Colorado
- Tax Manager, Deloitte
Other Experience
COLLEGE AND DEPARTMENT SERVICE (UNC)
- Daniels Fund Ethics Initiative Faculty Fellow, 2022
- University of Northern Colorado “Financial Literacy Courses” (cross campus collaboration),
2022
- Faculty Advisor, Monfort Accounting Recruiting Team (MART), 2016-2018
- Faculty Advisor, Alpha Kappa Psi, Business Fraternity (2014-2015)
- Speaker for Student and Foundation Fund (SAFF) & Finance Management Association
Research/Areas of Interest
RESEARCH and AREAS of INTEREST
- Colorado HB 21-1311 (effective 2022): Qualified Charitable Deduction research regarding the interplay of the Required Minimum
Distribution statues for exclusion of Federal RMD income
- Bond Tax Swap: Identifying “tax loss harvesting” opportunities within the fixed income portfolio
while still participating in the market, increasing credit quality of investment,
generating cash flow from yields, or shortening duration.
- Avoidance of Modified Endowment Contract:Research and implementation of hybrid insurance product provided a tax-advantaged
strategy to pass assets to heirs while provided a current benefit of a leveraged Long-Term
Care insurance to the Testator while honoring the MEC criteria.
- 8% Surtax & Net Investment Income: Structuring client assets using tiering system and use of tax loss harvesting and
timing sales of capital assets to minimize the surtax.
- Corporation to S Corporation Conversion analysis including calculation of Conversion Built-in-Gain, federal and state tax
- consequences to shareholders, and tax impact of potential sale of shares relating
to reduction of basis
PROFESSIONAL, COMMUNITY INVOLVEMENT, & OTHER
- United Way Finance and Audit Committee, 2021 to Present
- United Way WomenGive Committee, 2020 to Present
- Endowment Fund for HCA 501(c)(3) Foundation, 2016 to Present
- Volunteer Income Tax Assistance (Coordinator and Instructor), 2012
- American Institute of Certified Public Accountants, 1996 to Present
- Financial Planning Association, Past Membership
- Colorado Society of Certified Public Accountants ~ Northern Colorado Chapter, Past
Membership
- Texas Society of Certified Public Accountants, Past Membership
- Real Estate Financial Executive Association (REFEA), Dallas, Texas, Past Membership
- Beta Alpha Psi, 1991 to Present
- Delta Sigma Pi, 1989 to Present
- Sigma Alpha Iota, 1989 to Present
